Home Loans: Free Pre-qualification and Free Credit Report

For California Home Buyers

If you live in California, or will be purchasing a home here, you qualify to receive your FREE Home Loan Pre-qualification and FREE Credit Report. Simply...

1. Print this page from your web browser.
2. Answer the questions required for Pre-qualification.
3. Give your permission to pull the FREE Credit Report.
4. Either:
   • E-mail the answers to MacnSan@aol.com
   • FAX the answers to (562) 865-4939.
   • or "snail mail" the answers to Advantage Mortgage Service - Su Casa Project, 11421 East Carson St., Suite J, Lakewood, CA 90715-2500, Attn: M.C. McSherry

Pre-qualification questions

1. Full Name (First, Middle, Last):
2. Date of Birth:
3. Are you married?
4. Social Security Number:
5. Number and ages of all dependents:
6. Current Home Address (include apartment number and zip code:
7. How long have you lived at this address (Years and months)?
8. Do you rent or do you own the home you now live in?
   • If you rent, how much do you pay per month for rent?
   • If you own, how much do pay for principal and interest payment, property taxes, fire insurance, mortgage insurance, homeowner association dues (condos), Mello Roos assessments, etc.
9. If you have lived in your present home for less than 2 years, what was your prior home address?
10. What is your home phone number?
11. What is your work phone number?
12. May you receive calls at work, and if so, when is the best time to call you?
13. Do you have an E-mail address?
14. For whom do you work?
15. What is your job title?
16. How long have you been with this company?
17. How long have you been in this line of work?
18. Are you paid a salary or an hourly wage?
    • If salaried, what is your monthly salary?
    • If hourly, how much do you earn per hour? How many hours per week do you usually work (on the average)?
19. Do you earn commission, overtime, bonus, or other income? If so, please describe type and amount. Will it continue for next five years?
20. If you have not worked on this job for at least 2 years, please give job and salary history for last 2 years.
21. Do you have income from any other sources?
22. Are you a Veteran?
23. If so, have you ever used your VA eligibility?
24. Do you own any real estate at this time? If so, please state income and expenses for each property.
25. What are your monthly bills (Car payments, department stores, charge cards, student loans, mortgage loans, child care, child support, alimony, etc.)? Please itemize each bill with creditor, current balance due and monthly payment.
26. Amount and source of funds for down payment and closing costs:
    • Savings Accounts:
    • Checking Accounts:
    • IRA or 401k Accounts:
    • Other (i.e., gift from family):
27. If you are buying the home with another person, please provide same information for the other person.